May 29, 2023
There are a few things to keep in mind when shopping for mortgage rates: Make sure you look at national and local lenders to find the best possible rates. Avoid applying for mortgages in multiple places as this can hurt your credit score. Instead, pull your credit report and get a keen picture of your […]
April 29, 2023
Each lender has its own method for analyzing a borrower’s creditworthiness. Most lenders use the five Cs—character, capacity, capital, collateral, and conditions—when analyzing individual or business credit applications. 1. Character Character, the first C, more specifically refers to credit history, which is a borrower’s reputation or track record for repaying debts. This information appears on the […]
April 23, 2023
ARE YOU LOOKING TO GROW YOUR BUSINESS? Are you planning to apply for a business loan? No matter where you apply, there are 5 key factors that lenders look at to score your loan application, judge your creditworthiness and set your interest rate. When you apply for a business loan, consider the 5 Cs that […]
February 20, 2023
David McMillin Kudos goes out to David for this article below. I have been saying, “Don’t wait to buy real estate, buy real estate and wait” MG. Buy now, or wait until 2024? That’s the question prospective homeowners are struggling to answer in today’s housing market. Home prices skyrocketed throughout the pandemic, and […]